Hassle-Free Instant Financing

We are happy to inform that we recently set up financing programs with Citi Financial to allow us to make large purchases more affordable for our customers.

Citi Financial is an American multinational investment banking and financial services corporation headquartered in Manhattan, New York City  that launched one of the first virtual credit cards on the market. They created the fastest application system currently available in the Canadian market.

Approval in less than 3 minutes, 100% paperless, quick and easy financing solution is resonating more and more with our customers. Therefore, we now offer three financing programs to our customers:

NO INTEREST Plan – Equal monthly payments for up to 6 months with no interest charge to the customer. WE PAY THE INTEREST!!! This is a promotional plan and is offered to selected customers, based on the amount and quantity of the purchase and/or the previous purchasing history with our company.

LOW INTEREST Plan – Equal monthly payments for up to 24 months at a lower interest than a bank loan (3.99% to 9.99%). This is a promotional plan and is offered to selected customers, based on the amount of the purchase.

REGULAR INTEREST Plan – Equal monthly payments at interest as low as 9.99% (half the interest rate of a credit card) and as high as 18.99%. The interest rate is decided by the financial company, based on the credit history of the customer.

This is just guideline information, please ask us for more details on how you can qualify

Citi Financial offers you on-the-spot financing to help you complete your major purchases for your home at Direct Furniture. With in-store approval in less than three minutes1 and the highest approval rates in the industry, you can skip the paperwork and leave our store with all your purchases in hand on the same day!

Apply today in store.

Advantages of choosing financing with Citi Financial:

  • Highest approval rates in the country – we accept over 80% of our applicants.
  • 100% Paperless – no paperwork scanning, signing, or mailing.2
  • Fast credit approval – apply in-store and get financing in less than three minutes.
  • Flexible plans and low rates tailored to your needs, including 0% financing!3
  • Manage your payments conveniently online – make payments quickly and easily using your own online banking account!

Apply for financing today and furnish your home the way you want!

Apply in-person at Direct Furniture: A sales representative can complete the electronic application for you in less than three minutes. Don’t forget to bring your valid picture ID!

Questions about financing?

If you have any questions about financing your next purchase, please contact us today, by either coming in store, by phone or by simply sending us an email.

Learn more about Citi Financial here

1 On approved credit
2 Conditional upon ID verification and on approved credit and valid email address required
3 Subject to available promotional offers at Direct Furniture.


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